HVAC FINANCING

THE NY SMART ENERGY LOAN

If you are planning to make energy efficient improvements to your home, consider the New York Energy Smart Loan Fund Program. This incentive is available to owners of existing residential homes with 1 to 4 dwelling units.

​Please ask us about financing and we will help you determine whether the NY Smart Energy Loan is right for you during our comprehensive home energy evaluation.

The NY Smart Energy Loan Includes

  • Unsecured loan (homeowner provides no collateral)​
  • Competitive, fixed interest rate loan with a discount for automated (ACH) monthly repayments
  • Borrowers can finance $3,000 - $25,000 (except a minimum loan amount of $1,500 for Borrowers approved for the Assisted Home Performance with ENERGY STAR subsidy)
  • Loan repayment periods of 5, 10, or 15 years
  • No prepayment penalties
  • Pre-approval process, usually 24-48 hours

Need a business loan for your hvAc project?

Let’s Work Together